Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.
Who is Salary Finance?
What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We help improve your financial wellbeing through a suite of products and services
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Excellent idea and prompt service
Also stops people getting into debt with it being taken directly from salary ”
Kelly Harvey
“Made super easy and within your bank in hours ”
Jessica Williams-winnall
“Really good and helpful to get through the month”
Kieran McBride
“I get Salary Finance benefits through my employer. I save monthly with SF. I have also applied for a loan. The loan application process was seamless all done online and the money I requested was paid ...”
Mr R B Evans
“Excellent service, had some technical issues with the application but this was resolved reqllly quickly and I was kept up[ top date. Really satisfied with the service.”
Caroline
“Fast easy process. Excellent communication. Thank you for the simple efficient process ”
Barry findlay
“Easy and clear to use, money came so quickly and I feel everything went smoothly ”
Daniel
“An excellent idea! I have a colleagues birthday meal this Sunday which I wouldn't be able to attend if it wasn't for Salary Finance. Only took a few hours to arrive in my bank account to! Review by Ha...”
Hayz122
“Very easy to use, when you are in a tight spot or need money in a emergency ”
Robert Mcphail
“Perfect if you need quick money before your wages coming. You getting money in next 5 minutes after your requested.”
Filip Filip
“prompt replies from technical issue i encountred.”
Gareth Sheridan
“Been a good experience ”
Sophie
“It Is so simlple to use, convenient when a little short of cash. Straightforward way to apply, reasonable rate of interest when paying back. I use it all the times and never had any problems.”
Claire Brooks
“Very easy to use the website as well as up to date communication on the process of the payment.
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laura Harries
“I work for Tesco and I've had to use Salary Finance a couple of times now to get an advance on my pay. The process takes seconds to do, is all very easy, and I had my money paid to my bank account wit...”
Robert Mc
“Brilliant service, always able to help no matter the time of day ”
T F E
“Very easy to understand, not too complicated with reading the policies and definitely convenient if you’re struggling before pay day. Trustworthy too!”
Josh Watt
“It's a super quick,no hassle service and the money is in my account almost instantly”
Sharon Gray
“They are at sending your money easy to access ”
Andrew collins
“Excellent Company, helped me through a mini crisis and were then very transparent in helping me to conclude the loan, very pleased.”
Julian Ford
11753 reviews
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.